What are Police Mortgages?

Welcome to another Zing blog. If you’re on this page, you may have either slipped on the search bar OR, more importantly, you’re here to learn all about Police mortgages.

But what are police mortgages…? Well, it’s a damn good question! If you scroll down to the appropriately titled section, you’ll find out this, and more!

In this post, we’ll be covering everything you need to know about police mortgages – what they are, how they differ and why the Zing team offer them.

So, without further ado, let’s get into it.

‘What are Police Mortgages?’

So, we’re down to it. The difference between police mortgages and other mortgages is… nothing. (Sorry). They’re exactly the same as other mortgages, but at Zing, we offer Police Mortgages and schemes to help out those who protect and serve. (Sorry again, we promise this isn’t clickbait!)

When it comes to police mortgages, you can still remortgage and do everything else you can with other standard mortgages – great news.

For the police officers amongst you, there’s some things you’ll be interested to know… You’ll still need around 5-10% of your house’s deposit, but like we always say – more is better. Because the more deposit you can bring forward, the less you’ll have to borrow – ultimately, making it cheaper for yourself.

You can still remortgage police mortgages too. People normally remortgage once their incentive period ends, which means the introductory rates they get during the first stages of the mortgage. These can last anywhere between 2-10 years (dependent on the mortgage type). We’ve written a whole blog on Remortgaging, so you can read everything you need to know – click the link to see more.

‘Why offer Police Mortgages?’

At Zing, we believe that for the people that give so much, we should give something back. These brave men and women endure difficulties daily in their profession, making sure that the law is upheld. For keeping our communities safer and putting lives on the line every time you start a shift – we salute you. You’re performing a vital service which keeps us and our families safe.

To recognise all of your hard work, the Zing team would like to offer you a £100 discount (off of our standard adviser fee). This small token of gratitude does not compare to all of the hard work you do, but it’s our way of saying thanks!

We know that the long hours and dodgy shift patterns can make finding free time difficult, so the Zing team are happy to accommodate your needs. We’ll find the best time to arrange meetings and discuss your financial affairs too. The Zing team are more than happy to sort a meeting, at a time and place that is most convenient for you

If you choose to use us for your mortgage, we’ll keep you fully informed going forward – through the duration of the whole process – so no need to stress!

To speak to a member of the Zing team, and claim your £100 discount, you can call us on 03332 414113 or even email our special police mortgage email: police@zing-mortgages.co.uk. We’ll arrange an appointment at your earliest convenience!

For more information on mortgages, visit our Blog page to find out all there is to know!