Mortgage Services We Offer

At Zing Mortgages, we provide a complete range of mortgage solutions designed to suit different circumstances. Whether you’re buying your first home, upgrading, or investing, our mortgage advisors in Southend are here to take you through the whole process. Here’s how we can help:

First-Time Buyer Mortgages

Taking your first step onto the property ladder? We help first-time buyers in Southend navigate the mortgage market, securing competitive deals that make homeownership more accessible. We’ll guide you through deposit requirements, mortgage options, and government schemes that may be available to you.

Home Mover Mortgages

Moving home? Whether you’re upgrading, downsizing, or relocating, we’ll help you find a mortgage that supports your next chapter. We’ll ensure your transition is smooth, with expert advice on porting your existing mortgage or securing a new one with better terms.

Remortgages

If your current mortgage deal is ending or you want to release equity from your home, remortgaging could be a smart move. We’ll compare deals from multiple lenders to find one that saves you money and meets your financial goals.

Buy-to-Let Mortgages

Property investment can be a smart financial move, but finding the right buy-to-let mortgage is important. We help landlords and investors in Southend access competitive rates and understand lending criteria to maximise their returns.

Bad Credit Mortgages

Struggling with a less-than-perfect credit score? We specialise in helping individuals with bad credit secure mortgages. Our brokers work with lenders who understand real-life financial challenges, helping you get back on track.

Affordable Housing Mortgages

Looking for government-backed schemes like Shared Ownership or First Homes Scheme? We’ll explain your options and help you access the right mortgage to make homeownership a reality.

Why Work With a Local Mortgage Broker in Southend?

Working with a local mortgage broker means having a dedicated partner who understands the Southend property market inside and out. At Zing Mortgages, we’re more than a brokerage; we’re part of the community, committed to helping you secure the best mortgage with confidence.

How to Apply for a Mortgage in Southend

Step 1: Enquire with Zing

Use our mortgage calculator or give us a call to see what you could borrow. One of our expert mortgage brokers will be in touch to discuss your options and guide you through the next steps.

Step 2: Apply

We’ll take care of the mortgage application process, ensuring you have all the necessary documents in order. We’ll liaise with lenders on your behalf and keep you updated every step of the way.

Step 3: Completion & Moving In

Once your mortgage is approved, contracts are exchanged, and you’re ready to move into your new home. We’ll ensure everything runs smoothly, so you can celebrate your new beginning stress-free.

Points of Interest

Southend-on-Sea is a popular seaside town, and there are so many things to see and do. Home to the longest pleasure pier in the world, Southend is more than just your average seaside town. With alluring beaches, fun arcades and many restaurants and other sources of entertainment, there’s something for everyone of all ages in this town.

As well as having a brilliant selection of local schools, Southend is also home to two grammar schools (Southend High School for Boys & Girls). There are many spacious parks, including Priory Park, and the Southend Cliffs are a thing of wonder – with lush greenery and flowers.

The local town is a buzz with shops, cinemas and many brilliant restaurants too. Just a few minutes on the train from the picturesque Old Leigh, there is something for everyone in Southend. There’s even a theme park too – Adventure Island!
The top-rated restaurant on TripAdvisor for Southend is the Sandbank Restaurant, home to gorgeous European cuisine. With two wondrous theatres, the Cliffs Pavilion and the Palace Theatre (rated top for attractions in Southend) there is always something to entertain. Southend is a hub of culture and is an ideal town for those that crave the seaside lifestyle and work in the city. Southend has two train links that arrive in Central London in under an hour!

Get in touch with Zing Mortgages

So, if you’re looking to live by the sea and want plenty of things to do, find your home and then use Zing to find your mortgage! Our Southend mortgage brokers are on hand to help you through your application, providing you with the means to secure the right mortgage to buy your new home.

Contact our mortgage brokers in Southend today, and see what we can do for you.

Beside you all the way

At Zing, we’re here to help you throughout your mortgage application. From your first enquiry through to completion - we’re here to make the whole process easier for you.

What do I need to buy my first home in Southend?

First-time buyers typically need a deposit of at least 5% of the property’s value. Having a larger deposit – such as 10% or more – can unlock better mortgage rates. You’ll also need proof of income, a good credit history, and a Southend mortgage broker who can guide you to the best deals available.

Can I port my existing mortgage to a new property in Southend?

Yes, many lenders allow mortgage porting, meaning you may be able to transfer your current mortgage to a new home without incurring early repayment fees. Our mortgage advisers in Southend can help determine if this is the right option for you.

Can you assist with insurance services in Southend?

Yes! Beyond securing your mortgage, we help you protect your home and future with personalised life insurance, building insurance, and income protection plans to protect your loved ones if life happens.

How do I get started with a mortgage application in Southend?

The best place to start is by assessing your financial situation – looking at your savings, income, and outgoings. Then, reach out to a mortgage broker like Zing for bespoke advice. We’ll help you check your credit score, secure a Decision in Principle, and find the most suitable mortgage for your circumstances.

What shopping centres are available in Southend?

There are two shopping centres in Southend – the Royals and the Victoria.

Does Southend have a high street?

Yes, Southend high street has a selection of shops, restaurants and bars.

What primary schools are in Southend?

Greenways and Temple Sutton are two primary schools in Southend-on-Sea.

What secondary schools are in Southend?

St. Bernard’s, Southend High School for Girls and Southend High School for Boys are all schools within Southend’s district.

What is the nearest University to Southend?

One campus of the University of Essex is located in Southend.

Are there parks in Southend?

Yes, one of the main parks is Priory Park.

Does Southend have a local football club?

Yes, Southend United is the local football team.

How old is Southend?

Southend dates back as far as the late 18th century.

What is Southend famous for?

Southend has the longest pleasure pier in the world as well as being a popular seaside resort during the early and mid 20th century.

Which famous people came from Southend?

Phil Jupitus, Helen Mirren and Hannah & Kara Tointon are just some of the many famous people from Southend-on-Sea.

Where is good to eat in Southend?

Il Pescatore, Route5 and Legend Deli are some highly recommended restaurants in Southend.

Where is Southend located?

Southend is located in the south east of Essex, close to where the Thames meets the North Sea.

What’s the nearest hospital to Southend?

Southend University Hospital is the closest.

Which council is Southend in?

Southend Council.

Which cinemas are in Southend?

Southend has one cinema on its high street – ODEON Southend.

What our clients say

4.9/5
Feefo logo
03332 414 113

Monday - Friday: 9:00am - 5:00pm