There’s such a huge choice of mortgages on the market today that choosing the right one for you can seem like an impossible task. That’s why it’s so important to do your research before even thinking about entering into a mortgage agreement. The simplified introduction below will help you become familiar with the basics, and put you in a good position to seek further advice from our qualified mortgage advisers.

The popularity of new build homes in the UK is undeniable, and that’s no small wonder. After all, the appeal of a property constructed just for you is fabulous, with everything in tip-top working order and finished to 21st century standards. But apart from this there are all kinds of reasons to buy a new build property.

Buying a newly built home is a bit different from the process you’re used to with properties that have already been lived in. You don’t usually find them advertised in estate agencies, for one thing. Depending on your builder, there may also be various arrangements in place to make the whole thing a lot more painless and stress-free than you’re accustomed to.

When you encounter the mortgage market, it’s a confusing experience. There’s much use of terms like capping, repayment mortgages, trackers, APRC and a whole host of other bewildering jargon. But when you’ve grasped the basics, mortgages really aren’t so hard to understand, as this guide aims to illustrate.