Privacy Policy

Who will process my data?

Zing Mortgages Limited will process your data in order to provide our services. Zing Mortgages Limited is authorised and regulated by the Financial Conduct Authority.

What data will you ask me for?

In order to provide you with a service, we need to obtain information about you, your personal circumstances, and your finances. Some of the information will be private and may be sensitive, such as financial information including personal income and outgoings, credit commitments and adverse credit.

Do I have to provide my personal data?

In order for us to provide you with a service, you must provide all the information we ask for as openly and honestly as possible. Non-disclosure could result in incorrect advice being provided. If you are unsure whether information needs to be disclosed, you should either disclose this anyway to allow us to decide whether it is relevant or speak to a member of the team for guidance.
How will you use my data?
The primary reason we will process your data is to provide suggestions for applicable mortgages.
We may also process your information in order to meet our legal and regulatory requirements. These may include:

• Complying with the regulations set out by the Financial Conduct Authority and other regulators as required;
• Preventing financial crimes such as money laundering and fraud by passing your details to other relevant bodies such as the police and National Crime Agency where required.

We may also process your personal data for our own legitimate interests. Typically, these would be limited to:

• Analysing our business for trends and research how we can improve our services;
• Reviewing the work we have carried out for you to ensure we have met the regulations and quality standards;
• Ensuring we are able to exercise or defend legal challenges in the future.

How long will you store my data?

We will only keep your personal information as long as necessary. How long that is depends on the type of data however in most cases, your personal data will be stored for an indefinite period as we need to keep evidence that we have fulfilled our legal and regulatory requirements.

Can I see a copy of my personal data?

Yes. Please write to our Data Controller (details below) and we will provide a copy of any personal data we hold about you within one calendar month of receiving your request. Please note that we may need to verify your identity before providing the information.

What if my data is incorrect or incomplete?

You have the right to have your data corrected or completed by contacting our Data Controller in writing (details below). Please be aware that we may need to maintain records of information as it was disclosed at the time of your application.

Can I have my data erased?

In most cases, we will not normally be able to erase your personal data. This is because we are obliged to maintain records of our dealings with you, even where mortgages applications are unsuccessful. This is typically to evidence compliance with regulatory processes and in some cases, to exercise or defend legal claims in future.

Who is the data controller?

Name: Zing Mortgages Limited
Address:
KINGSRIDGE HOUSE,
601, M W S,
LONDON ROAD,
WESTCLIFF ON SEA,
SS0 9PE
Telephone:
03300 58 60 58
Email:
[email protected]

How can I get more information?

If you would like further details on how we use your personal information or if you have any data protection queries, please write to The Data Protection Officer at the above address.

How can I make a complaint about how my data has been handled?

Please write in the first instance to the Data Protection Officer at the above address
If you are not satisfied with the Data Protection Officer’s response, you can make a complaint to:
Name:
The Information Commissioner’s Office
Address:
Wycliff House
Water Lane
Wilmslow
Cheshire
SK9 5AF
Telephone:
0303 123 1113 (local rate) or
01625 545 745 (national rate)
Email through their website
https://ico.org.uk/concerns/