Mortgage Services We Offer

We offer a range of mortgage services in Colchester, helping buyers from all backgrounds secure the right mortgage for their needs.

First-Time Buyer Mortgages – Getting on the property ladder can feel overwhelming, but we make it easier. We’ll assess your financial situation, explain your options, and secure a mortgage that suits your budget and future plans.

Home Mover Mortgages– Moving home is exciting, but arranging a new mortgage can be intimidating to begin with. We’ll compare options from various lenders, ensuring you get the most suitable deal and a smooth transition to your new property.

Remortgages – If your current mortgage deal is ending or you want a better rate, we’ll find competitive remortgage options. We can also help you release equity for renovations or other financial needs.

Buy-to-Let Mortgages – Investing in rental properties requires the right mortgage. We’ll guide you through lender criteria, affordability checks, and the most suitable buy-to-let mortgage options to help maximise your investment returns.

Bad Credit Mortgages – If you’ve had financial difficulties in the past, getting a mortgage can be tough. We work with specialist lenders who consider applicants with bad credit, helping you take steps toward homeownership.

Affordable Housing Schemes – Government-backed schemes like Shared Ownership and First Homes Scheme can make homeownership more affordable. We’ll explain how they work and help you find a scheme that fits your financial situation.

No matter your circumstances, our Colchester mortgage advisors are committed to finding you the most suitable mortgage solution.

Why Work with a Local Mortgage Broker in Colchester?

Choosing a local mortgage broker in Colchester means getting advice that’s bespoke to you. Unlike big banks that offer one-size-fits-all deals, we work with multiple lenders to find a mortgage that truly suits your financial needs.

We understand the Colchester property market inside out, whether you’re looking for a home in the busy town centre or a peaceful village. Our local expertise means we can help you navigate the mortgage process with ease, making the journey as smooth as possible.

At Zing Mortgages, we provide personalised support from start to finish. We know life is busy, so we offer flexible appointments that fit around your schedule, ensuring you get expert mortgage advice when you need it. With us, securing a mortgage in Colchester is simple, stress-free, and couldn’t be easier.

How to Apply for a Mortgage in Colchester

Applying for a mortgage with Zing Mortgages is a straightforward process:

  1. Enquire with Us – Use our mortgage calculator or give us a call to get an idea of how much you can borrow. Once you’ve reached out, our team will contact you to discuss your mortgage options in more detail, answer any questions, and outline the most suitable steps forward.
  2. Apply – Our mortgage experts will guide you through the application process, ensuring you have all the necessary documents in place. We’ll liaise with lenders on your behalf, keeping you updated at every stage and ensuring your application is as strong as possible for approval.
  3. Complete! – Once your mortgage application has been approved, you’ll receive a formal mortgage offer from the lender. This allows you to move ahead with purchasing your new home in Colchester, and we’ll be here to offer support until everything is finalised.

Our mortgage specialists ensure a hassle-free application process, keeping you informed every step of the way.

Points of Interest

Colchester offers a variety of bars and restaurants such as Le Talbooth and Grey Friars. It also has many cultural hotspots such as Colchester Castle, Colchester Castle Park, and Colchester Arts Centre. With regards to its transport links, it is around a 45-minute train journey to London and Suffolk. The Town is also only a short drive to the Stansted airport.

Get in touch

If you feel like Colchester could be a viable option for you and want help with starting your mortgage application, make sure you contact Zing. Our team of Colchester mortgage brokers will be able to help you answer any questions you might have and find the deal which suits you and your budget best.

Speak to Zing today about mortgage brokers in Colchester.

Beside you all the way

At Zing, we’re here to help you throughout your mortgage application. From your first enquiry through to completion - we’re here to make the whole process easier for you.

What do I need to buy my first home in Colchester?

To buy your first home in Colchester, you’ll need a deposit (usually 5-10% of the property’s value), a good credit history, and proof of income. Our mortgage advisors will review your finances, explain your options, and guide you through the process.

Can I port my existing mortgage to a new property in Colchester?

Yes, many lenders allow mortgage porting, meaning you may be able to transfer your existing mortgage to a new property. Our Colchester mortgage brokers will assess if porting is your most suitable option or if switching lenders could save you money in the long run.

Can you assist with insurance services in Colchester?

Absolutely. In addition to mortgages, we offer guidance on life insurance, buildings insurance, and financial protection policies. We’ll help you find the right cover to keep your home and future secure, as well as protect your loved ones if life happens.

How do I get started with a mortgage application in Colchester?

Simply contact Zing Mortgages to speak with a local mortgage advisor to Colchester. We’ll review your financial situation, check your credit score, and help you secure a decision in principle, so you can start house hunting with confidence.

What shopping centres are available in Colchester?

Lion Walk Shopping Centre, Culver Square and Turner Rise Retail Park are all shopping centres in Colchester.

Does Colchester have a high street?

Yes, Colchester does have a high street with a variety of shops.

What primary schools are in Colchester?

Some of the primary schools in Colchester are Hamilton Primary School, Home Farm Primary School and St. Michael’s Primary School & Nursery.

What secondary schools are in Colchester?

Colchester County High School for Girls, Colchester Royal Grammar School and the Philip Morant School and College are some of the secondary schools in Colchester.

What is the nearest University to Colchester?

The University of Essex has a campus in Colchester.

Are there parks in Colchester?

Yes, there are an assortment of parks in Colchester, including Highwoods Country Park and Colchester Castle Park.

Where is best to walk dogs in Colchester?

Highlands Country Park and Cymbeline Meadows are two beautiful locations for dog walking.

How old is Colchester?

Colchester can be dated back as far as 77AD.

What is Colchester famous for?

Colchester is one of the oldest recorded towns in Britain. The earliest recording of Colchester is in Pliny the Elder (a Roman writer) in 77AD.

Which famous people came from Colchester?

Some famous people from Colchester include Margaret Thatcher, Graham Coxson and Dave Rowntree (1/2 of Blur).

Where is good to eat in Colchester?

Some of the highest rated restaurants in Colchester include Bellapais Steak House and Greek Restaurant, North Hill Noodle Bar and the Old Siege House Bar and Brasserie.

Where is Colchester located?

Colchester is located to the north east of Chelmsford and the north west of Clacton-on-Sea, in Essex.

What’s the nearest hospital to Colchester?

There are a few hospitals near Colchester; Colchester Hospital, Essex Country Hospital and Oaks Hospital.

Which council is Colchester in?

Colchester Borough Council.

Which cinemas are in Colchester?

There are two cinemas in the centre of Colchester, including ODEON and Curzon.

What our clients say

4.9/5
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