It’s possible to take out a whole-of-life policy to cover you for as long as you choose rather than running for a fixed term. This type of policy is commonly used to cover inheritance tax bills and funeral costs. It may be that you need to be of a certain age to apply.
Term assurance is a good choice if your main concern is making sure your family is housed. You can opt for level term assurance, which provides a fixed level of cover over the time you specify, or decreasing term assurance. This gives a level of cover which decreases over time to reflect the amount of your mortgage still outstanding.
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It’s important to realise that life assurance is intended to offer financial security only in the event of your untimely death. If you’d like to cover yourself against illness, disability or unemployment you’ll need to take out specific protection against those eventualities. A good starting point if you think you need life assurance is to call our expert advisers. They can talk you through your options and match your needs with the most suitable policy at the right price.
At Zing, we’re here to help you throughout your mortgage application. From your first enquiry through to completion - we’re here to make the whole process easier for you.
Efficient and Excellent Experience
1st time buyers and they made the whole process really easy from start to finish. Kept us up to date throughout and answered any questions we had strait away. Thank you Zing
Best choice we made
Gary was patient & understanding when dealing with our mortgage. Ellie was brilliant with weekly updates that increased to daily as we neared completion. Can't thank the team at Zing enough, would recommend to anyone.
Great service
Great service from start to finish. Lee was very knowledgable and got us the deal we where looking for. Was kept informed and he was always available, or called us back. Would highly recommend.
Excellent
Very nice service I will recommend it to my friends and if I need will use again. Very big thanks for Ian.
Good overall service
We have used zings services for a number of years now and have always been very happy with there services, although we had a bit of a slow start this time everything was completed well and would recommend them again for the future.
Would recommend
They chased the solicitors continuously for what was a long tome! They kept me up to date throughout which I really appreciated
