Mortgage Types We Offer

We provide expert advice and access to various mortgage products, ensuring you find the right solution for your needs:
•First-Time Buyer Mortgages – Buying your first home is exciting, so we help make the process easier. We assess your financial situation, guide you through mortgage options, and help secure the best possible deal tailored to your needs.
•Home Mover Mortgages – Whether you’re upsizing, downsizing, or relocating, we find mortgage options that align with your circumstances. Our team ensures you get the most competitive rates, making your move as smooth as possible.
•Remortgages – If you’re looking to switch to a better rate, release equity, or consolidate debt, we help you find the right remortgage deal. Our access to multiple lenders ensures you secure favourable terms that suit your financial goals.
•Bad Credit Mortgages – A poor credit history shouldn’t prevent you from owning a home. We work with specialist lenders who offer modified mortgage solutions, helping you secure a deal even if you’ve faced financial challenges in the past.
•Buy-to-Let Mortgages – Investing in rental properties requires the right financial approach. We connect landlords with lenders offering competitive rates, ensuring you maximise your investment returns while securing a mortgage that fits your strategy.

What is a Mortgage Broker?

A mortgage broker is a financial expert who connects borrowers with lenders, helping them secure mortgage deals tailored to their needs. Unlike banks, which offer limited products, a broker provides access to multiple lenders, increasing your chances of finding a competitive deal. At Zing Mortgages, we work with over 100 mortgage providers, ensuring you get the most suitable possible rate and terms based on your financial circumstances. Our team simplifies the process, handling paperwork, negotiations, and applications so you can focus on finding your perfect home.

How It Works

Working with an online mortgage broker like Zing Mortgages gives you access to expert advice and a wide range of mortgage deals. Unlike banks that only offer their own products, we search the entire market to find the most competitive options bespoke to your needs.

From the moment you enquire, our dedicated team guides you through every stage of the mortgage process. We begin by assessing your financial situation and exploring the most suitable mortgage options. Next, we handle all the paperwork, negotiate with lenders on your behalf, and ensure you secure the best possible terms. Because we work with a variety of mortgage lenders, we can access exclusive deals that aren’t available on the high street. Whether you’re a first-time buyer, home mover, or looking to remortgage, our goal is to simplify the process and take the stress out of securing a mortgage. As your trusted mortgage online broker, Zing Mortgages ensures that everything is handled with ease, making the experience straightforward and as stress-free as possible.

Step-by-Step Process

  1. Initial Consultation – We begin by discussing your financial situation, homeownership goals, and preferences to help identify the best mortgage options available. Our goal is to thoroughly understand your needs and provide you with expert guidance that aligns with your circumstances.
  2. Mortgage Search – Our experienced mortgage advisors conduct an in-depth search of the market, comparing a wide range of deals from over 100 trusted lenders. We ensure you receive the most competitive rates and terms that match with your needs.
  3. Application Assistance – We provide hands-on assistance in preparing and submitting all the necessary documentation required by lenders for approval. Our team ensures that everything is organised correctly, helping you navigate the application process with ease and confidence.
  4. Approval & Offer – Once your mortgage application is approved, we help you secure your mortgage offer and explain all the details clearly. Our experts guide you through the next steps, ensuring that the process is as stress-free as possible.
  5. Completion – With your mortgage successfully finalised, you’re now ready to proceed with confidence. We help you complete the final steps, ensuring that all paperwork is in order, and you can focus on moving into your new home.

New Build Mortgages

The popularity of new build homes in the UK is undeniable, and that’s no small wonder. After all, the appeal of a property constructed just for you is fabulous, with everything in tip-top working order and finished to 21st century standards. But apart from this there are all kinds of reasons to buy a new build property.

Buying a newly built home is a bit different from the process you’re used to with properties that have already been lived in. You don’t usually find them advertised in estate agencies, for one thing. Depending on your builder, there may also be various arrangements in place to make the whole thing a lot more painless and stress-free than you’re accustomed to.

Mortgage Information

When you encounter the mortgage market, it’s a confusing experience. There’s much use of terms like capping, repayment mortgages, trackers, APRC and a whole host of other bewildering jargon. But when you’ve grasped the basics, mortgages really aren’t so hard to understand, as this guide aims to illustrate.

Why Choose Zing Mortgages?

Beside you all the way

At Zing, we’re here to help you throughout your mortgage application. From your first enquiry through to completion - we’re here to make the whole process easier for you.

How does an online mortgage broker work?

An online mortgage broker provides digital mortgage services, allowing you to receive expert advice, compare deals, and apply for a mortgage without visiting a physical office.

What mortgage can I qualify for?

Your mortgage eligibility depends on factors such as income, credit history, deposit size, and financial commitments. Our advisors can assess your situation and help find the best options.

How long does a mortgage application take?

The mortgage application process can take anywhere from 3 to 6 months on average, depending on lender requirements and the complexity of your application.

How many times my salary can I borrow for a mortgage?

Lenders typically offer loans between 4 and 5 times your annual salary, though this can vary based on your financial circumstances and the lender’s criteria.

What our clients say

4.9/5
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