Buy to Let Mortgages

In recent years buy-to-let has presented a consistently attractive prospect to investors, and people who never before considered becoming landlords have found themselves attracted by the possibility. You may be considering joining their ranks for the first time, or are looking to expand your buy-to-let property portfolio. Whether you’re new to buy-to-let or already an experienced landlord, we specialise in matching your financial circumstances to the right products and resources.

Giving You the Bigger Picture

If you’ve never before bought a property in order to let it, there are a number of considerations to take on board before you commit. These extend from researching the rental market as a whole through becoming familiar with promising areas to finding the right mortgage deal. Our expert advisers can make the process much less daunting, and even bring buy-to-let within your reach.

When you’ve already had experience of what buy-to-let entails, we can help you expand and diversify as a landlord. More extensive involvement in the buy-to-let market means greater financial uncertainty, so we’ll always aim to give you the bigger picture. And because your financial plans can’t be separated from your life plans, our specialists will take your future objectives into account before offering their advice.

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Income Protection Cover

Of course, buy-to-let is not a risk-free undertaking. The main characteristic distinguishing buy-to-let mortgages from the norm is that your lender takes into account the rent you can reasonably expect to earn from your future tenants. But it’s possible you won’t get regular instalments of rent because there’s no guarantee you’ll always be able to find suitable tenants, and this can affect how affordable you find your mortgage.

That being said, many investors do find buy-to-let a worthwhile addition to their investment holdings. Our friendly advisers can help you arrange income protection cover to assure your mortgage repayments in the event of a scarcity of tenants or other unforeseen circumstances.

*There is no guarantee that it will be possible to arrange continuous letting of your property, nor that rental income will be sufficient to meet the cost of the mortgage.

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Beside you all the way
At Zing, we’re here to help you throughout your mortgage application. From your first enquiry through to completion - we’re here to make the whole process easier for you.
03332 414 113
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What our clients say
4.9/5
Efficient and Excellent Experience
1st time buyers and they made the whole process really easy from start to finish. Kept us up to date throughout and answered any questions we had strait away. Thank you Zing
Rion in Sevenoaks
Best choice we made
Gary was patient & understanding when dealing with our mortgage. Ellie was brilliant with weekly updates that increased to daily as we neared completion. Can't thank the team at Zing enough, would recommend to anyone.
Julie in Southend-On-Sea
Great service
Great service from start to finish. Lee was very knowledgable and got us the deal we where looking for. Was kept informed and he was always available, or called us back. Would highly recommend.
Brian in Ware
Excellent
Very nice service I will recommend it to my friends and if I need will use again. Very big thanks for Ian.
Volodimir
Good overall service
We have used zings services for a number of years now and have always been very happy with there services, although we had a bit of a slow start this time everything was completed well and would recommend them again for the future.
Steve in Essex
Would recommend
They chased the solicitors continuously for what was a long tome! They kept me up to date throughout which I really appreciated
Denise
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