We understand that buying your first home can seem complicated, but with the right guidance, it doesn’t have to be stressful. Our expert first-time buyer mortgage brokers will be with you every step of the way, ensuring you understand what’s happening and what to expect next.
Call us today 03332 414 113
Having said that, it’s useful to have a rough idea of the individual steps in the home buying process.
After you find out how much you’re able to borrow, the next step is to find a home you like within your budget, view the property and make an offer. Once a surveyor has inspected the property and issued a report, you’ll need to find the right solicitor to take care of the legal requirements. Then, at long last, you’ll be able to get your mortgage completed, contracts exchange and move into your new home.
At Zing, we’re here to help you throughout your mortgage application. From your first enquiry through to completion - we’re here to make the whole process easier for you.
While first-time buyers may face challenges like saving for a deposit and proving affordability, mortgage lenders often offer exclusive deals designed to help. Working with a mortgage broker for first-time buyers can make securing the right mortgage easier.
First-time buyers in the UK may qualify for government schemes like the First Homes Scheme or Shared Ownership. Our mortgage brokers for first-time buyers can advise on the best options for your circumstances.
Most lenders require a minimum deposit of 5% of the property’s value, though having 10% or more can secure better rates. Our first-time buyer mortgage broker team can help you explore deposit options.
Aside from your deposit, you’ll need to budget for solicitor fees, surveys, stamp duty (if applicable), and moving costs. Our first-time buyer mortgage brokers will ensure you understand all potential expenses.
From application to approval, the process can take 3 to 6 months, depending on the lender and legal factors. Our mortgage brokers for first-time buyers will keep you updated throughout.
The most suitable mortgage depends on your income, deposit size, and financial goals. We compare the market to find the most suitable option for you.
Taking your first step onto the property ladder? Let Zing Mortgages make the journey easier.
At Zing Mortgages, we believe that buying your first home should be exciting, not stressful. With our expert first-time buyer mortgage brokers, personalised advice, and access to exclusive mortgage deals, we’re here to make your home-buying journey as simple as possible. Contact us today to get started!
Efficient and Excellent Experience
1st time buyers and they made the whole process really easy from start to finish. Kept us up to date throughout and answered any questions we had strait away. Thank you Zing
Best choice we made
Gary was patient & understanding when dealing with our mortgage. Ellie was brilliant with weekly updates that increased to daily as we neared completion. Can't thank the team at Zing enough, would recommend to anyone.
Great service
Great service from start to finish. Lee was very knowledgable and got us the deal we where looking for. Was kept informed and he was always available, or called us back. Would highly recommend.
Excellent
Very nice service I will recommend it to my friends and if I need will use again. Very big thanks for Ian.
Good overall service
We have used zings services for a number of years now and have always been very happy with there services, although we had a bit of a slow start this time everything was completed well and would recommend them again for the future.
Would recommend
They chased the solicitors continuously for what was a long tome! They kept me up to date throughout which I really appreciated
