Your mortgage probably won’t automatically include ASU cover, so it’s something you’ll need to arrange separately. If you’re concerned about the possibility of longer periods of sickness, you should consider taking out income protection. These policies are intended to cover a much longer duration, and some will even keep paying out until you reach retirement age.
Because income protection policies come with a higher level of cover than ASU, they are slightly more complex to take out. You may, for example, need to undergo a medical before your application is accepted, and the application process will typically take longer. However, once accepted for income protection cover you can usually claim more than once, even if you’re prevented from working by multiple episodes of the same illness.
Call us today 03332 414 113
Because it’s impossible to give general advice about what kind of cover you should choose, it’s a good idea to arrange to talk to our protection specialists. They will use your personal information to tailor their recommendations to your circumstances and future plans.
*For insurance business we offer products from a choice of insurers.
There are other providers of Payment Protection Insurance [Short-Term Income Protection] and other products designed to protect you against loss of income. For impartial information about insurance, please visit the website at www.moneyhelper.org.uk
For Accident, Sickness and Unemployment insurance, based on a 30 year old male, a typical cost per £100 of cover would be £4.03 per month. This is based on a 30 day deferred period.
At Zing, we’re here to help you throughout your mortgage application. From your first enquiry through to completion - we’re here to make the whole process easier for you.
Efficient and Excellent Experience
1st time buyers and they made the whole process really easy from start to finish. Kept us up to date throughout and answered any questions we had strait away. Thank you Zing
Best choice we made
Gary was patient & understanding when dealing with our mortgage. Ellie was brilliant with weekly updates that increased to daily as we neared completion. Can't thank the team at Zing enough, would recommend to anyone.
Great service
Great service from start to finish. Lee was very knowledgable and got us the deal we where looking for. Was kept informed and he was always available, or called us back. Would highly recommend.
Excellent
Very nice service I will recommend it to my friends and if I need will use again. Very big thanks for Ian.
Good overall service
We have used zings services for a number of years now and have always been very happy with there services, although we had a bit of a slow start this time everything was completed well and would recommend them again for the future.
Would recommend
They chased the solicitors continuously for what was a long tome! They kept me up to date throughout which I really appreciated
