Unlike life assurance, it’s not only about dependents. If you’re diagnosed with an illness serious enough to prevent you from working, you’ll need to cover your own living expenses: for most working people, state benefits only go part of the way towards this. So if you haven’t got a reasonable amount of savings or sickness benefits through your job, critical illness cover is something you should consider.
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Critical illness cover usually pays out only if you’re diagnosed with one of the illnesses specified on your policy, and if your condition is serious enough. Illnesses covered tend to be chronic conditions such as multiple sclerosis, or cancer which has advanced beyond a particular stage. Unless you have a policy which gives life assurance and critical illness cover, no money will be payable if you die.
If you suffer from any chronic or ongoing health conditions when you take out your policy, it’s unlikely that serious illnesses related to these will be covered, either. So although critical illness cover can be appropriate in certain situations, it isn’t suitable for everybody. That’s why our expert advisers always get to know your circumstances and future plans and will only recommend the kind of cover that’s exactly right for you.
*For insurance business we offer products from a choice of insurers.
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1st time buyers and they made the whole process really easy from start to finish. Kept us up to date throughout and answered any questions we had strait away. Thank you Zing
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Gary was patient & understanding when dealing with our mortgage. Ellie was brilliant with weekly updates that increased to daily as we neared completion. Can't thank the team at Zing enough, would recommend to anyone.
Great service
Great service from start to finish. Lee was very knowledgable and got us the deal we where looking for. Was kept informed and he was always available, or called us back. Would highly recommend.
Excellent
Very nice service I will recommend it to my friends and if I need will use again. Very big thanks for Ian.
Good overall service
We have used zings services for a number of years now and have always been very happy with there services, although we had a bit of a slow start this time everything was completed well and would recommend them again for the future.
Would recommend
They chased the solicitors continuously for what was a long tome! They kept me up to date throughout which I really appreciated
